NBTB: NBT Bancorp, Inc. Yearly Stock Returns

Year	Beginning Price	Ending Price	Gain or Loss	Percent Gain or Loss
1993	14.50	19.1625*	4.6625	32.16%
1994	18.25	17.325*	-0.925	-5.07%
1995	16.50	18.375*	1.875	11.36%
1996	17.50	18.90*	1.40	8.00%
1997	18.00	28.35*	10.35	57.50%
1998	27.00	32.725*	5.725	21.20%
1999	23.375	16.275*	-7.10	-30.37%
2000	15.50	14.625	-0.875	-5.65%
2001	14.625	14.49	-0.135	-0.92%
2002	14.49	17.07	2.58	17.81%
2003	17.07	21.44	4.37	25.60%
2004	21.44	25.72	4.28	19.96%
2005	25.72	21.59	-4.13	-16.06%
2006	21.59	25.51	3.92	18.16%
2007	25.51	22.82	-2.69	-10.54%
2008	22.82	27.96	5.14	22.52%
2009	27.96	20.37	-7.59	-27.15%
2010	20.37	24.15	3.78	18.56%
2011	24.15	22.13	-2.02	-8.36%
2012	22.13	20.27	-1.86	-8.40%
2013	20.27	25.90	5.63	27.78%
2014	25.90	26.27	0.37	1.43%
2015	26.27	27.88	1.61	6.13%
2016	27.88	41.88	14.00	50.22%
2017	41.88	36.80	-5.08	-12.13%
2018	36.80	34.59	-2.21	-6.01%
2019	34.59	40.56	5.97	17.26%
2020	40.56	32.10	-8.46	-20.86%
2021	32.10	38.52	6.42	20.00%
2022	38.52	43.42	4.90	12.72%
2023	43.42	41.91	-1.51	-3.48%

*The 1993 ending price for NBT Bancorp has been adj. for a 21 for 20 stock split.
*The 1994 ending price for NBT Bancorp has been adj. for a 21 for 20 stock split.
*The 1995 ending price for NBT Bancorp has been adj. for a 21 for 20 stock split.
*The 1996 ending price for NBT Bancorp has been adj. for a 21 for 20 stock split.
*The 1997 ending price for NBT Bancorp has been adj. for a 21 for 20 stock split.
*The 1998 ending price for NBT Bancorp has been adj. for a 4 for 3 and a 21 for 20 stock split.
*The 1999 ending price for NBT Bancorp has been adj. for a 21 for 20 stock split.

Calculations do not reflect any dividends paid or any stock spinoffs from original stock. Taxes and commissions are not factored into calculations. Data is property of 1stock1 and written permission must be granted before redistributing any data (in part or in whole).